Cuando una pequeña bola de nieve rueda cuesta abajo en una colina, conforme avanza, va creciendo pues se va adhiriendo más nieve a la bola original. Esta situación nos puede ayudar como metáfora que usa Deuda$OS para describir lo que, inexorablemente, vamos a observar en nuestras cuentas postergadas, llamadas también atrasos.
Una vez que se declaró la emergencia sanitaria se realizaron múltiples postergaciones de pago (de manera acordada, voluntaria o por mandato normativo). Esa opción dio, sin duda, una sensación de alivio a muchas personas. Sin embargo, puede ser una falsa sensación, pues en los próximos meses seguramente se requerirá que se cumplan esos pagos. Debemos mantener el control de nuestra bola de nieve, es decir, saber de qué tamaño son nuestras cuentas postergadas, con quién las mantenemos y cuándo serán exigibles.
Así mismo, podemos tener cobros postergados a nuestro favor, también por razones voluntarias o legales, que no debemos olvidar que existen, para lo cual debemos registrarlos en nuestras cuentas y darles el debido seguimiento.
Es muy probable que no podamos cubrir y atender puntualmente todos nuestros pagos postergados, motivo por el cual la única estrategia posible es dar la cara y apelar al diálogo y a la negociación. Para ello hemos puesto nuestra plataforma tecnológica a disposición de nuestros usuarios a fin de que puedan conocer su situación financiera e implementar acciones de resolución de potenciales conflictos.
¡Regístrate GRATIS en nuestra aplicación y accede a toda la información para salvarte de la crisis por Covid-19!
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